Since we entered the digital economy, more and more digitalization of the product is being replaced by physical products as the preferred choice or completely phasing out the physical product, or shrinking the demand for physical product. For instance, CD, DVD, Blue-Ray disk, printed book, newspaper, magazines, travel guide and encyclopedia. Phones have become smartphones,

While COVID-19 is reaching the end, bank and financial sector expect massive credit risk after next normal began. While most of the countries will be forcing banking and finance sector players to provide more credit and loan to accelerate the economy recovery. But the 2 years long COVID-19, whether you like it or not, it

Non-banks dominate digital banking from traditional bankers, it phenomena we can observe from all kinds of new innovation e-banking, mobile wallet payment to fintech, you name it. Most of it is not really initiated by the traditional bankers, either due to they are still very comfortable to be in the banking business or due to

While everyone is making use of smartphones, not everyone knows how to make it work for your business. Let’s talk based on the banking sector and industry. Upon business idea execution, we can see the difference, some use it to provide passive banking needs replacement, whether for use for authorized banking transactions by authenticating the transaction.

The world is moving toward a digital economy for decades now, a lot of change is underway. Whether as existing banking sector players or new entrants unlocked by the digital economy to offer digital bank solutions, we can see for what is going right now. From the case for stopping the Jack Ma Ant’s mega

From those who had watch Apple’s Worldwide Developers Conference (WWDC) 2019 event, will note that one of the service Apple will launch is the Apple Card. No sure how other is watch for along the transition from Apple from hardware, software and service digital transformation (DT). But for this Apple Card, it go beyond Apple

Why banks must reinvent themselves or extinction from digital transformation (DT). Regardless of where we live and whatever countries we mention, world is become digital economy and the more extensive digital infrastructure and online being used, the more efficiency it will be. From mobile banking application to online banking self service, it empower traditional bank

We are in the in era for digital transformation (DT), lot of existing business model ceased to be working anymore like in the past. For those who proactive and adapting to the change (and let go the past), the are undertaking massive digital transformation an embarking in the digitlization journey to hope so continue to

Like it or not,  emerging of blockchain and machine learning (ML) to big data and artificial intelligence (AI), making each players in the industry for adapting fintech innovation is a must or you are require to get ready to outperform by your competitor, in the global scales basis. For those who are able and those

This cyber crime will affect and give damages to mobile phone, machine and computer devices. Furthermore, it will give a bad experience to group or company because it will cause loss a lot of money to fix and replace the new machine. This article will help to explain on how to prevent, detect and recover

INTRODUCTION A cryptocurrency is a digital or virtual currency that is made by Bitcoin’s foundation and secured by advanced encryption method, cryptography and it related to blockchain technology. Cryptography also function as to  control the creation of new coins. Due to its strong and advanced security, it is impossible that this currency may be faked

Is big really beautiful? Under Digital Transformation Era! Many giant size multi national corporation and public sector government agencies thinking about merging their disparate systems, fuel with the possibility and promise by the digital transformation technology and infrastructure. From as big as national scale project to specific corporation or government agency level, digital transformation is

Depend on which part of the world and how advance the economy in specific, the extent for the e retailing is eating away majority of physical retail space, across range of category of product. For instance, giant size mega book store that offering any category of book occupied multiple retail floor space is out of

High frequency trading Out of the many hundreds of algorithms that exist, there are a few that are specifically and maybe even exclusively relevant for the financial services sector, since they address operations related to core business processes of financial institutions. Some algorithms are able to solve large systems of coupled linear equations much faster

The global fintech market attracted $5.4 billion in investments during the first quarter of 2016, which represents a 67% increase over the same period a year ago, according to Accenture. While start-ups have attracted the lion’s share of investment, many large commercial and investment banks are determined not to be left behind by investing in

The word Fintech comes from the union of two words Fin = Finance and Tech = technology. One of the main purposes of the Fintech is to reduce the infrastructure costs of financial institutions. It is not necessary to have a network of branches with offices or with the customer service personnel that have all

The constantly evolving face of the financial technology startups covers a wide variety of technologies, audiences, and services. How, then, do we sum up its contributions to business in one short article? If we had to sum up the core commonality across the spectrum, I think the common threads would be increased accessibility and speed.

1.Ant Financial China-based Ant Financial is a spin-off from the Alibaba Group (BABA)Officially founded in 2014, it has originated from Alipay – the world’s leading third-party payment platform founded in 2004. Today, Ant Financial runs Alipay, Ant Fortune, Ant Financial Cloud and other financial services. Together, Ant Financial and its affiliates cover wealth management, credit

1.Next-gen chatbots – 2017 saw several major banks, adopting chatbots for supporting customer interactions. Currently, these chatbots are said to possess the intelligence of a 2-3-year old. However, as machines do not suffer from physical or learning fatigue, the evolution of a chatbot could be best described as more exponential than linear. So, in 2018,

Online banking or E-banking offer you a quick and convenient way to manage your money. In fact,Online banking offer you a quick and convenient way to manage your money. In fact,through it varies from bank to bank, there are generally few types of transactions or other management actions that cannot be done online with an

Under the latest news, Malaysia Islamic banking is undergoing change with the government propose merge of Bank Islam, Bank Simpanan and Bank Muamalat. Since this three bank is mainly in serving civil servant, and the impact for after merge for “right sizing” (to eliminate branch and job duplication) , it most likely to take place after

Today we going to discuss about How to Be Safe from The Hacking of Online Banking?  Computer hackers and identity thieves have various ways to access your accounts, steal your cash and ruin your credit. Hackers use malware programs that access your computer through vulnerabilities in your web browser. Identify thieves crack your passwords and

Advantages of Online Banking or E-Banking. E-banking includes any transaction you perform using the internet or a mobile device, is becoming more command. Making electronic payments, paying bills and transferring money between accounts are all element of e-banking, which can be done from your cell phone or with the bank, e-banking presents a number of advantages

Online Banking offers a higher level of convenience for managing one’s finances even from one’s bedroom. However, it continues to present challenges to the financial security and personal privacy. Many people have had their account details compromised, as a result of results of online banking. Thus, if one is going to use it for financial

AI take over massive of IT job that in the past manual and brain work intensive work such as data entry, manipulate data, compile report and reactive, passive job that waiting for service request and then react, and off course majority of repeated work. From the news headline this year along, we saw Microsoft, Oracle,

Mobile application replacing bank branches and young generation prefer apps The need for more bank branches and cash to serve more bank customer generation is gone. As young generation prefer mobile application and internet for digital and ebanking. Mobile banking app globally rise as banker recognised the mega trend and young generation bank customer prefer