Since we entered the digital economy, more and more digitalization of the product is being replaced by physical products as the preferred choice or completely phasing out the physical product, or shrinking the demand for physical product. For instance, CD, DVD, Blue-Ray disk, printed book, newspaper, magazines, travel guide and encyclopedia. Phones have become smartphones,
While COVID-19 is reaching the end, bank and financial sector expect massive credit risk after next normal began. While most of the countries will be forcing banking and finance sector players to provide more credit and loan to accelerate the economy recovery. But the 2 years long COVID-19, whether you like it or not, it
Non-banks dominate digital banking from traditional bankers, it phenomena we can observe from all kinds of new innovation e-banking, mobile wallet payment to fintech, you name it. Most of it is not really initiated by the traditional bankers, either due to they are still very comfortable to be in the banking business or due to
The world is moving toward a digital economy for decades now, a lot of change is underway. Whether as existing banking sector players or new entrants unlocked by the digital economy to offer digital bank solutions, we can see for what is going right now. From the case for stopping the Jack Ma Ant’s mega
Why banks must reinvent themselves or extinction from digital transformation (DT). Regardless of where we live and whatever countries we mention, world is become digital economy and the more extensive digital infrastructure and online being used, the more efficiency it will be. From mobile banking application to online banking self service, it empower traditional bank
Since Tom Peter and Robert Waterman written and published In Search of Excellence in 1982. Those large firms with dominant positions in markets that were senescent or static in the past. Then the wave for Good to Great, and now in 2019, after globalisation, internet, digital economy and current digital transformation era. Market size alone
Indeed, that 10 years from now, we begin from the end, in case for those yet to see what the change and impact will be. Mega trends are concept we use for describe global, sustained and macro economic forces of development that impacts business, economy, society, cultures and personal lives thereby defining our future world
Everyone is being aware the dead of DSLR is near, but the future of photography is not mirrorless. Smartphone being kill off digital point-and-shoot camera, it will continue replaced the rest of camera market and segment. If you being saw what is going on in the open eye and mind, you will see decline of
Digital disruption in insurance happen in speed of light. Few years back, we never hear the term InsureTech, but now in digital transformation (DT) era, it suddenly being widely spread popular trend just like FinTech for the banking industry. For the very core of the insurance, property-and-casualty (P&C) claims process once you can fully digitalize and
Like it or not, emerging of blockchain and machine learning (ML) to big data and artificial intelligence (AI), making each players in the industry for adapting fintech innovation is a must or you are require to get ready to outperform by your competitor, in the global scales basis. For those who are able and those
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